Global Loan Strategy Simulator

Compare mortgage repayment strategies across international markets under different rate scenarios.

Configuration

Loan Amount

Term: 30 years

5 yr30 yr

Base Rate: 6.50%

1%15%

Market

Strategy

NZ-style: re-fix every 12 months at the then-current rate.

Rate Scenario

Interest rate stays constant for the entire term.

Total Interest$637,722

Total Payments$1,137,722

First Monthly Payment$3,160

Final Balance$0

Rate Resets0

Initial Rate6.50%

Amber dashed lines mark rate reset / re-fix points.

Rate Schedule (1 periods)

Period	Months	Annual Rate	Monthly Payment	Opening Balance
1	1 – 360	6.50%	$3,160	$500,000

For illustration only. Not financial advice.